There are many options to consider if you are an employer looking to purchase a Louisiana group health insurance plan. You not only have yourself, but several others to take into account when shopping for a health plan. Even though costs are rising, that doesn’t mean you cannot find affordable Louisiana group health insurance. With the help of A Acadian Assurance, you can compare multiple group coverage options and find the one that best fits your workplace or group.
You may be choosing between a managed care group health insurance plan, or a consumer-directed group health insurance plan, two popular choices among small and large businesses. A managed care plan creates a network of doctors, hospitals and other health care professionals who provide discounted medical care, which can equal lower monthly premiums and copayments for your workers. Managed care plans include PPOs (Preferred Provider Organization), HMOs (Health Maintenance Organization) and POS (Point of Service) plans.
The other commonly used option for group health insurance is a consumer-directed health plan. Policyholders take control over their allotted health care dollars using HSAs (Health Savings Accounts) or Cafeteria plans. Consumer-directed health plans offer low monthly costs and tax-advantaged savings.
Begin shopping for Louisiana group health insurance today, and compare group coverage options like the ones mentioned above from the several leading health insurance carriers. We’ll help you compare rates and benefits to find the right coverage for your group. To begin, click the quote button above or call us at 1-800-349-2723.